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Breakdowns can happen unexpectedly, leaving you stranded and stressed. Having the right breakdown cover ensures peace of mind, no matter where you are on UK roads. This guide explains what breakdown cover is, the different types available, and how to choose the best option for your needs.
What Is Breakdown Cover?
Breakdown cover is a type of insurance that provides roadside assistance if your vehicle stops working. It typically includes services such as:
- Roadside repairs
- Vehicle recovery to a garage
- Transportation of you and your passengers
Breakdown cover is offered by providers like the AA, RAC, and Green Flag, among others.
Types of Breakdown Cover
- Roadside Assistance
- Covers you if your car breaks down away from home. A mechanic will try to fix your vehicle at the roadside or tow it to a garage.
- National Recovery
- If your car can’t be fixed on the spot, you and your car will be taken anywhere in the UK.
- Home Start
- Offers cover if your car fails at or near your home.
- Onward Travel
- Provides a hire car or alternative transport if your car can’t be fixed quickly.
- European Cover
- Ideal if you plan to drive abroad, offering assistance across European countries.
Do You Really Need Breakdown Cover?
Breakdown cover isn’t a legal requirement in the UK, but it’s highly recommended. Repair and towing costs without a policy can be very expensive. With breakdown cover, you’ll have support 24/7 without the stress of unexpected expenses.
How Much Does Breakdown Cover Cost?
The cost varies depending on the level of cover you choose. Basic roadside cover may start from £30–£50 per year, while comprehensive policies with national recovery and home start can range from £100–£150 annually.
Tips for Choosing the Right Breakdown Cover
- Consider your driving habits: Do you travel long distances or mainly stay local?
- Check if your car insurance includes any breakdown cover.
- Compare providers for pricing and benefits.
Conclusion
Breakdown cover is an essential safety net for UK drivers, giving peace of mind on every journey. Whether you need basic roadside assistance or full coverage, understanding your options is key. For more motoring advice and services like MOT checks, visit CheckMOT.com today.