When buying a car—whether new or used—one of the most important protections available is a car warranty. It’s a safety net that can save you thousands in repair bills if something goes wrong. Yet many drivers are unsure what car warranties actually cover, how long they last, or whether they’re worth paying extra for.

At Checkmot.com, we help you make informed decisions. Here’s everything UK drivers should know about car warranties.

What Is a Car Warranty?

A car warranty is a written guarantee that covers the cost of certain repairs or defects for a set period of time. Most new cars come with a manufacturer’s warranty, usually lasting three to seven years. This covers the vehicle against mechanical or electrical faults that occur due to manufacturing defects—not general wear and tear.

For used cars, a warranty may be offered by the dealership or purchased separately from a third-party provider. These warranties can vary greatly in terms of what they cover and how long they last.

Types of Car Warranties

There are several types of car warranties available in the UK:

• Manufacturer’s Warranty: Included with most new cars, typically lasting 3 to 7 years or a set mileage limit.
• Used Car Warranty: Offered by some dealerships for added peace of mind, often covering 3 to 12 months.
• Extended Warranty: Optional cover purchased after the original warranty expires. These are popular with drivers keeping their car for the long term.
• Third-Party Warranty: Provided by independent warranty companies and often more flexible in terms of cost and coverage.

Each warranty will differ in its terms, so it’s essential to read the fine print.

What Does a Car Warranty Cover?

Most warranties cover the cost of parts and labour for mechanical and electrical faults. This might include the engine, gearbox, fuel system, electrics, and other major components. However, a warranty typically won’t cover wear-and-tear items like tyres, brake pads, wiper blades, or bodywork damage.

Some warranties offer additional benefits, such as roadside assistance, car hire during repairs, and MOT protection. Always compare policies to see what’s included.

Things to Check Before Buying a Warranty

Before agreeing to any warranty, consider the following:

• What is included and excluded?
• Is there an excess fee per claim?
• Are there mileage or age limits?
• Does the warranty cover diagnostics or recovery?
• Is regular servicing required to maintain cover?

Also, check whether you’re tied to specific garages for repairs or if you can use your own trusted mechanic.

Is a Car Warranty Worth It?

A car warranty can offer peace of mind—especially if you’re buying a used car or plan to keep your vehicle long-term. For high-mileage or older cars, breakdowns can be expensive, and a good warranty can pay for itself in a single claim.

At Checkmot.com, we always recommend reviewing the car’s MOT history before purchasing a warranty. It can highlight recurring issues or potential future problems, helping you decide if extra cover is worthwhile.

Final Thoughts

A car warranty is a valuable tool for reducing the risk of unexpected repair costs. But it’s only as good as the policy you choose. Take time to read the details, compare providers, and make sure it suits your vehicle and driving habits.

Before buying any warranty, check your vehicle’s history with Checkmot.com for added confidence and peace of mind.